After you’re injured in a motor vehicle accident that’s not your fault, it’s important that you realize the claim is against the person that caused the accident. It might be the driver of your car (if you were a passenger), or it might be a person in another vehicle that hit you. In trying to address your own losses from an accident, your legal remedy is really an action against the person that caused the accident.
The at-fault person may be insured for their liability, so you can have a claim brought against the insurance company outside of court to see if they will cover the losses. If there’s some dispute to the nature of your losses or who’s at fault, then you have to file a claim in court against the person that caused the accident. In that circumstance, it’s not against the insurance company—it’s against the person who hurt you.
Now, once it’s resolved (through the legal system) that their insurance company will probably cover those losses, it’s important that you fully understand the legal remedy against the person that caused the accident. That remedy needs to be pursued in a court of a law within two years of the accident, or you’d waive your claim.
If you have more questions about car or truck accident injuries that occurred to you or a loved on an Alaska roadway, contact the experienced Anchorage personal injury lawyers at Kelley & Canterbury LLC today.