It depends on your own insurance policy. You may have coverage for medical payments if you’re hurt in an accident, even if you caused the accident that your own insurance contract would cover. That’s something that you can ask your Anchorage car accident attorney.
You could look at your policy of insurance to see if you have medical payment coverage, and it’s possible to seek a claim with your own insurer to have some of your medical bills covered even if you caused the accident. But, you would not have a claim against the other person involved (if there was somebody else involved in the accident) if they didn’t cause the accident. You would just be seeking compensation from your own insurance company under the medical payment coverage.
You want to bring the matter of fault to an attorney for analysis because you may feel you’re at fault, but you might not have considered something like losing control on an area of road which the state or municipality had known to be dangerous. We would strongly advise you to just take the matter to an attorney to analyze the fault consideration.
Sometimes people don’t realize whether they’re at fault or not for an accident; having somebody else to review the circumstances can help shed light on where the fault lies in after a car crash.
In some scenarios, somebody rear ends another vehicle and feels like, “Well, the person that rear ended is automatically at fault.” Well, not necessarily true. There are situations where somebody cuts off another person or improperly made a sudden, improper stop; the idea of “fault” that seems clear to a person one way may not be so clear to another. You need a third person to render their opinion on fault.
For more information on determining fault after a car accident, contact Kelley & Canterbury LLC today to speak with an experienced Anchorage auto accident injury lawyer.